Throwing in the towel
Big ideas have turned sideways. A couple years ago we were planning a move and sold the truck (2016 Nissan Titan XD Diesel) and the travel trailer, eliminating both payments. Fast forward to earlier t...
Forum Discussion
fx2tom wrote:
Well, trailer was officially deemed a total loss by insurance after they did their calculation. Now to see what their settlement number is.
Oh no.
Time to bust out your receipts and photos of all the upgrades you did.
Their valuation will be based on comps, but the comps won't necessarily have all of your mods included. Make them factor in things you've added, like solar, more batteries, inverter, TVs, sound, ...
And if they fight you and don't want to pay for those things, grab your tools and start ripping them all out and restore it to stock.
The adjuster that you negotiate this with probably won't have any familiarity with RVs, so this will be an uphill battle. You'll have to advocate for yourself though.
Good luck.
