What is safest is to not overload your truck. Being that the 2011 Ram 3500 Meagacab SRW payload rating is low compared to others you have a tough choice to make.
The tongue weights on pull behind toy haulers are much heavier than standard travel trailers. They design them this way because of the weight that will be added behind the rear axles of the trailer as we load our toys. Because of this it makes balancing the load a PITA but eventually you get good at it.
The end result before actually traveling anywhere with the trailer is still 13% or so weight on the tongue. You just start out with say 20% and as stuff is loaded the weight on the tongue gets slightly lower.
I like my pull behind but mostly I like the brand. If Northwood were to make a 5th wheel TH again then I would most likely be all over it.
