Extended warranties are a money maker for the seller, otherwise they would not be offered. Only time, and hindsight, will answer your question. Spend the money now and if you use it, then it was worth while, don't get to use it and the money is wasted. Personally I never buy extended warranties and the vast majority of the time I have not missed it, the very few times it would have been worth while does not compare to the money we saved by not getting the extended warranty on anything.