Well, we finally bought... Have a question
Patti got the bug and we have been doing some searching, researching and today went to shop and she saw the one that has been first on her list. We bought the Cougar 284RDB, Bunk. I was not the bigge...
Forum Discussion
Most of the "add on" items are useless. Some are a gamble. Some pay off. No one knows the future.
First TT, we got everything. Never used anything. Money lost.
Second TT, we got nothing, never had a need to use anything. Money saved.
Third TT, we got the Gap, and extended warranty, (except paint). Well,... little did we realize the front cap would fade and we'd get it repainted. It wasn't covered. The ONE thing we needed, and it wasn't covered! Money lost! (but Keystone honored it under warranty, even though the camper was out of warranty).
I think "Gap insurance" is a good thing. Gap will pay the difference in loan pay off amount if you total the trailer and the insurance says the trailer has too much depreciation and won't give you the full amount to pay it off. Gap will make up that difference and pay off your loan. You only need it if you get a loan!
So, really, it's all a gamble? Insurance and such is gambling you will not have to file any kind of claims (they make money, you looses). You are gambling you will have need for it (they loose money, you win). It's a gamble either way.
Only you can decide.
First TT, we got everything. Never used anything. Money lost.
Second TT, we got nothing, never had a need to use anything. Money saved.
Third TT, we got the Gap, and extended warranty, (except paint). Well,... little did we realize the front cap would fade and we'd get it repainted. It wasn't covered. The ONE thing we needed, and it wasn't covered! Money lost! (but Keystone honored it under warranty, even though the camper was out of warranty).
I think "Gap insurance" is a good thing. Gap will pay the difference in loan pay off amount if you total the trailer and the insurance says the trailer has too much depreciation and won't give you the full amount to pay it off. Gap will make up that difference and pay off your loan. You only need it if you get a loan!
So, really, it's all a gamble? Insurance and such is gambling you will not have to file any kind of claims (they make money, you looses). You are gambling you will have need for it (they loose money, you win). It's a gamble either way.
Only you can decide.
