I'm not lucky. I chose a manufacturer deliberately that does this correctly. (Just one of a million things I considered before purchase.) Sure, some manufacturers cheap out on the installation but it usually rears it's head the first time you put a ratchet strap on the ring and crank something down. That's the exception, not the rule, but sure, why not take a peak under your garage if you haven't before.
On the flip side, I see people constantly posting issues on forums. ST tire failure. Water tanks dropping on the road. Wiring issues. Loose panels. Etc, etc, etc. In fact, it would seem that many, if not a majority of folks, join forums to report and look for help on issues/failures. However, I've yet to comes across a D-Ring failure epidemic even though I'm here, on IRV2, and quite a few other forums daily so your version of common must be a bit different than mine.