The plans can have different copays, deductibles, and max out of pocket numbers depending on if you're in network or out of network. The key is to get their list of in-network providers, look to see if there's a decent selection in all the areas you like to frequent, and try to go to the in-network providers if you need care in whatever geographic area you're in. I think nearly any plan will have providers throughout the country, but some companies may have more or better selections than other companies.
My health insurance co. says I can sign up in December for 1 more year of a non-ACA-compliant plan, and I may do that. The rate is almost half that of their most comparable ACA plan. But I still want to look at the federal incentives before I decide.