sdianel wrote:
So far the state exchanges don't seem to be cheaper than purchasing insurance on the open market. You might consider getting a quote from Blue Cross Blue Shield or any national insurance company that will cover out of state costs. As long as the plan you purchase meets the new ACA requirements. Then you can compare the plans offered on the state exchange. It's my understanding that you must purchase on your home state exchange as most can't sell across state lines. Plan to pay high rates and high deductibles. Saw one ACA example, male, pre-existing Diabetes, income $45-55K, premiums $597 per month with $13,998 in deductibles before the "insurance" paid one cent.
First of all pre-existing conditions are no longer considered. And what type of tax credits will this person get. There are credits for families up to 400% of poverty level.
Barb