Greetings and salutations, My wife and I are retiring at the end of this year and plan on becoming "Long-Timers". The amount of time we'll spend traveling will obviously be influenced by finances. ...
Kyle86: The first thing you need to do is cut up those credit cards. Once you start using them, especially for large purchases/repairs, you'll never get out of debt. Credit cards are o.k. but only if you pay off the balance every month.
Instead of thinking about any kind of travel, take your RV to a larger city, plan to stay long-term (at least a year), both of you get a full-time job and save more money. Save. Save. Save. Good luck!
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Budgets?","id":"message:2125301","revisionNum":1,"repliesCount":19,"author":{"__ref":"User:user:199432"},"depth":0,"hasGivenKudo":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"conversation":{"__ref":"Conversation:conversation:2125301"},"readOnly":false,"editFrozen":false,"moderationData":{"__ref":"ModerationData:moderation_data:2125301"},"body@stripHtml({\"truncateLength\":200})":"Greetings and salutations, My wife and I are retiring at the end of this year and plan on becoming \"Long-Timers\". The amount of time we'll spend traveling will obviously be influenced by finances. ...","body@stringLength":"731","rawBody":"Greetings and salutations,
My wife and I are retiring at the end of this year and plan on becoming \"Long-Timers\". The amount of time we'll spend traveling will obviously be influenced by finances. A few years ago (before grandchildren)we had begun preparing to go full timing and several very generous people forwarded me their actual expenses for a year so I could make an educated guess on what it would take. I understand everyone is different in how they fund retirement from Social Security only to scraping by on $100,000 a year. If another group of very generous people could forward me their current expenses and a brief description of how the travel, I'd greatly appreciate it. Thanx, Jim & Connie","kudosSumWeight":0,"postTime":"2016-01-27T07:52:47.000-08:00","images":{"__typename":"AssociatedImageConnection","edges":[],"totalCount":0,"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}},"attachments":{"__typename":"AttachmentConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"tags":{"__typename":"TagConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"timeToRead":1,"currentRevision":{"__ref":"Revision:revision:2125301_1"},"latestVersion":null,"metrics":{"__typename":"MessageMetrics","views":4045},"visibilityScope":"PUBLIC","canonicalUrl":null,"seoTitle":null,"seoDescription":null,"isEscalated":null,"placeholder":false,"originalMessageForPlaceholder":null,"messagePolicies":{"__typename":"MessagePolicies","canModerateSpamMessage":{"__typename":"PolicyResult","failureReason":{"__typename":"FailureReason","message":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","key":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","args":[]}}},"archivalData":null,"customFields":[],"body":"Greetings and salutations,
My wife and I are retiring at the end of this year and plan on becoming \"Long-Timers\". The amount of time we'll spend traveling will obviously be influenced by finances. A few years ago (before grandchildren)we had begun preparing to go full timing and several very generous people forwarded me their actual expenses for a year so I could make an educated guess on what it would take. I understand everyone is different in how they fund retirement from Social Security only to scraping by on $100,000 a year. If another group of very generous people could forward me their current expenses and a brief description of how the travel, I'd greatly appreciate it. Thanx, Jim & Connie"},"Conversation:conversation:2125301":{"__typename":"Conversation","id":"conversation:2125301","solved":false,"topic":{"__ref":"ForumTopicMessage:message:2125301"},"lastPostingActivityTime":"2016-02-04T16:58:49.000-08:00","lastPostTime":"2016-02-04T16:58:49.000-08:00","unreadReplyCount":19,"isSubscribed":false},"ModerationData:moderation_data:2125301":{"__typename":"ModerationData","id":"moderation_data:2125301","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"Revision:revision:2125301_1":{"__typename":"Revision","id":"revision:2125301_1","lastEditTime":"2016-01-27T07:52:47.000-08:00"},"ForumReplyMessage:message:2125318":{"__typename":"ForumReplyMessage","id":"message:2125318","conversation":{"__ref":"Conversation:conversation:2125301"},"author":{"__ref":"User:user:307525"},"revisionNum":1,"uid":2125318,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"subject":"Re: Annual Budgets?","readOnly":false,"editFrozen":false,"moderationData":{"__ref":"ModerationData:moderation_data:2125318"},"parent":{"__ref":"ForumTopicMessage:message:2125301"},"body":"Kyle86: The first thing you need to do is cut up those credit cards. Once you start using them, especially for large purchases/repairs, you'll never get out of debt. Credit cards are o.k. but only if you pay off the balance every month.
Instead of thinking about any kind of travel, take your RV to a larger city, plan to stay long-term (at least a year), both of you get a full-time job and save more money. Save. Save. Save. Good luck!","body@stringLength":"452","rawBody":"Kyle86: The first thing you need to do is cut up those credit cards. Once you start using them, especially for large purchases/repairs, you'll never get out of debt. Credit cards are o.k. but only if you pay off the balance every month.