Forum Discussion
rockhillmanor
Jan 30, 2017Explorer
GoPackGo wrote:
You do not have to BUY insurance from an insurance company in your domicile state. My domicile state is Florida and I buy my insurance from Miller Insurance (Independent Agency) in Oregon - I ended up going with National Interstate. I have my Florida address on everything - DL, registration, etc.
The actual insurance company (GEICO, Progressive, National Interstate, etc) decides where they will write insurance policies (Florida, Ohio, Texas, etc).
I have also been told that even moving into a different county in the same state can have an effect on what you pay for auto insurance.
My home town insurance company told me I would HAVE to get a 'Florida agent' to keep my insurance and write my new policy as Florida has very different requirements.
That said, regarding checking costs when choosing your domicile. My insurance doubled from Wisconsin to Florida. Florida aint' cheap in the car insurance arena.
But if you buy property down here all the deductions you utilize to reduce your real estate property taxes is priceless!
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