Anyone have Nevada as their domicile?

GoPackGo wrote:

lanerd wrote:
I never thought about the insurance angle. Am I correct to assume that what ever state your domicile, vehicle registration and driver's license is.... that you also have to have insurance from that state?

I have a friend who lives in MO but spends his time mostly in California as a camp host and will be selling his house in MO and looking to SD for his domicile, registration and license.

Ron

Addressing your first paragraph.

You do not have to BUY insurance from an insurance company in your domicile state. My domicile state is Florida and I buy my insurance from Miller Insurance (Independent Agency) in Oregon - I ended up going with National Interstate. I have my Florida address on everything - DL, registration, etc.

The actual insurance company (GEICO, Progressive, National Interstate, etc) decides where they will write insurance policies (Florida, Ohio, Texas, etc).

I have also been told that even moving into a different county in the same state can have an effect on what you pay for auto insurance.

What you say may be true in some instances in some states. Insurance regulations differ from state to state.

But no matter where you write the check you will find they have set the premiums based on your home address (state) so it doesnt do you any good. When you call an 800 number of lets say Nationwide to get insurance you may be talking to someone physically in New Jersey. Your credit card transaction will be done in NV or SD. But they can ONLY write the Policy with a company licensed to do business in your home (domicile) state. And that policy will reflect the prices set for that state.