Anyone have regrets about having gone full-time?

We are not full timers but I'll throw my thoughts out. As said above you have to have a plan B. Thats probably where people get in trouble. I always think of things in a way that let's me have an exit or plan B. If I dont have it, I dont do it. If I dont have the money in the bank I won't put it on a charge card so to speak. It all comes down to money. Retirement, sick of working, sick of dealing with morons all are stressful, emotional things that we want to escape from but not at the risk of landing in possibly a worse situation.