I've occasionally deposited in excess of 10K and withdrawn in excess of 10K from my bank... For example, I sell a car for 22K, deposit that money, and maybe 6 months later, I withdraw it because Im paying cash for another car. Im sure all that is tracked, but I never see or get any inquiries from any feds. I know they know, and nothing I can do about that. I don't lose any sleep over it. The bank doesn't tell me anything or hold a portion of the deposit I make or anything.
Im sure they look more at regular intervals, not the occasional large transaction.
Mike
