banking when full timing

We have been with BofA for nearly fifty years. We use the Bill payer system to handle banking while on the road. Our bills are nearly all electronic. Receive notices via email. If necessary we revise payments.
When we need cash, we get money back while doing grocery shopping.

Yes, I have been doing the same but was thinking of having a different bank for the time I'm gone from home base. I don't know of a bank that has the coverage of BofA. If need be, I can always transfer money to the new account. I am probably over thinking this but I thought it would be a good way to track money spent while on the move.

I found it good to have a 2nd account while I traveled all of last year. I saw a lot of Regions Banks in my travels. I locked my debit card up on one account so until I could get straightened out the next working day (Monday, don't you know) I did have an alternate to use.

I also did cash back at WalMart usually or a grocery store.

Why not open a second BofA account?
My wife has a Chase account that was opened while she was still working for her expenses. She still has it, but we use our main account.
Get Cash Rewards BofA credit card. It really helps on long trips for the various amounts of kick backs especially on fuel.

We use US Bank and BofA. Only reason for the BofA account is because that is where my expense money goes. We also carry a couple thousand in travelers checks plus a thousand in cash.

We are Chase customers, have used our cards across the country. Some places don't have a Chase.

So we use the RVers friend ATM - Walmart. But $2 of a soda and get $60 cash back. Almost never use a real ATM.

Grocery stores are nice also for cash back. We also save a few hundred dollars on fuel purchase each year with Safeway and Kroger discount cards. Both have many additional brands - Safeway - Albertsons and Tom Thumb

Kroger - Fred Meyer, Frys, others.

BoA is just as good and wide spread as Chase.

PS - learn to use their app. We have deposited a couple insurance checks and others using the phone app. No need to go to the bank for a deposit. Just take pictures of the check, and file it away/ shred it.

Why do you think you need a separate bank while you are gone? Bank of America has really good online banking. I used them for a long time until they closed all the branches in my area.

At that point, I switched to ING which is now Capital One 360. It's an online only bank and the online banking is excellent. You can deposit checks through a mobile app up to $5K/day. Otherwise you can mail them in. There is also a large ATM network.

Capital One 360 does require that you have a linked land-based checking account. You can use it to deposit checks or cash and then transfer the money.

I would much prefer to get cash at an ATM than cash back at a store. Cash back at a store requires debit card use; I NEVER use a debit card except at the ATM. If someone hacks your debit card, they have access to your bill paying money. If someone hacks your credit card, you cancel the card and the bank deals with it.

I've been using ING, then CapOne. Had some issues with their web site and switched to Ally three years ago.
I have not had need for a brick/mortar bank since then. All deposits, bills, checks (what are they?) done via the web, and all my cash comes via ATM's with no fees. (Allpoint has 55,000 ATM's, all free at Ally. Surely one is near where you are!)
Keep your local bank if you like, but an online bank makes traveling a whole lot easier.

navigator2346 wrote:
. We also carry a couple thousand in travelers checks plus a thousand in cash.

I'm curious: have you used those travelers checks any time recently?

We fulltimed for 15 years using Wells Fargo. Never had a problem. Did online banking.

Dale