Canadian fulltiming prescriptions
I have searched the forum and couldn't find the answer so if this is a repeat, I'm sorry. My wife and I are preparing to full-time. We plan to spend 6 months south during the winter and 6 months no...
Forum Discussion
I hope you have thought all this through. First, can you buy travel health insurance? You need coverage for the 6 months in the USA. Then, a requirement for travel insurance is that your Canadian medicare be in effect and good standing. I am allowed to be out of my province 200 days a year .... know your limit and rules. Some provinces limit you to 183 days, Manitoba issues a permit to travel for 6 months via the pharmacy.
If your wife sponsers you to stay down here you need Obamacare. You won't necessarily be paying taxes here the first year, so tax credits won't ease your pain. My inital look at coverage was $800 a month, 60% coverage (I'd co-pay 40%) and $20,000 deductable. That's why we call it "unaffordable health care" ;)
If you want to get on Medicaid/Medicare after 67, you have to be a resident for 10 years to qualify.
I think my approach would be to get a letter from my doctor detailing my illness and figure out where I plan to winter. Then show up at a local clinic and pay the $50 or so per visit cash and arrange for local prescriptions. Then shop for the best price .... Costco is pretty reasonable, CVS not so much.
If your wife sponsers you to stay down here you need Obamacare. You won't necessarily be paying taxes here the first year, so tax credits won't ease your pain. My inital look at coverage was $800 a month, 60% coverage (I'd co-pay 40%) and $20,000 deductable. That's why we call it "unaffordable health care" ;)
If you want to get on Medicaid/Medicare after 67, you have to be a resident for 10 years to qualify.
I think my approach would be to get a letter from my doctor detailing my illness and figure out where I plan to winter. Then show up at a local clinic and pay the $50 or so per visit cash and arrange for local prescriptions. Then shop for the best price .... Costco is pretty reasonable, CVS not so much.
