Chase Bank debit: Do you have any idea what you're doing?

I think it is great when my bank checks with me when they see out of the ordinary purchases like when we are travelling. I would much rather have them decline a purchase then let some ID thief get away with a purchase using my credit.

Unfortunately, this is the world we now live in. Credit and ID theft is rampant the only defense the bank has is to check in with the card holder to confirm out of the ordinary purchases. You can call and alert them that you will be making unusual purchases.