Costs that go away, costs that stay
Below is my list of costs (yearly) that I think will be going away if/when I switch to fulltiming. This assumes that I sell my house and buy my FT RV with the proceeds. $19,200 Mortgage, tax,...
Forum Discussion
Insurance for an RV and Fulltimer insurance are different things (At least with Progressive it is). Fulltimer insurance covers a lot more.
For health insurance, if you will be traveling, a PPO with a nationwide plan is a lot better (but more expensive) than a local HMO. We carry Blue Cross as they have an extremely large nationwide plan that also covers international travel. For prescriptions, we use Walmart. I get a year's worth prescription, drop it off at the local Walmart, then use their on line service to fill it where ever I happen to be. My Dr. wrote scrips for pain killers and antibiotics that I carry with me 'just in case.'
For internet, we have been using our unlimited date plan cell phones. So our cost is the same as it was in the S&B. Occasionally one might run into a good WiFi signal at a campground, but it is not reliable enough to count on.
For health insurance, if you will be traveling, a PPO with a nationwide plan is a lot better (but more expensive) than a local HMO. We carry Blue Cross as they have an extremely large nationwide plan that also covers international travel. For prescriptions, we use Walmart. I get a year's worth prescription, drop it off at the local Walmart, then use their on line service to fill it where ever I happen to be. My Dr. wrote scrips for pain killers and antibiotics that I carry with me 'just in case.'
For internet, we have been using our unlimited date plan cell phones. So our cost is the same as it was in the S&B. Occasionally one might run into a good WiFi signal at a campground, but it is not reliable enough to count on.
