WRT work, there's been some changes at my employer that has significantly increased my work load. I'm good at what I do, and as such, catch a lot of special projects. Also picking up for someone else that got moved, and he was an idiot.
We've been working very hard to pay off everything, only thing left is house mortgage and small equity loan. Everything else is paid for. Savings are a little lower than I'd like. 401k is adequate.
3.5-4k is a bit more than I'd have thunk it would be, but haven't sat down to try and cypher a full timing budget.
I put together a plan to buy a truck in 2 to 2.5 years, Fiver in 3 to 3.5 years, retire in 3.5 at 65, sell the B&M home shortly after that.