Liquidity is my current problem. I keep the proverbial 6 months on hand but that's about it. On the other hand through the years I plowed much of what could have been savings into investments that have maintained a high return % wise. I'm not really gonna worry if I live to 100 and never work another day even though I doubt that will happen. I enjoy working on my own terms.
I would worry if my quality of life was not what I want it to be. The idea of being in poor health and living in an RV doesn't appeal to me. At that possible point from what I've seen of my elders I'd want to be in a stable locale near the best health infrastructure my funds can buy. Seen elders struggling through the vicissitudes of Medicare; isn't pretty for my sight.