Exploring Our Options
Hello All - We have been exploring the option of going full time. We have been MHing for over 20yrs, have saved our pennies and believe that we have enough money to do this. Just a little bac...
Forum Discussion
We have fulltimed for 8 years today! We were 56 and 48 when we quit our jobs, sold the house and hit the road. The first year we bought COBRA for DH and I purchased a plan through Anthem Blue Cross. The premiums were just too high for us to continue. Since then we have purchased short term medical policies through www.ehealthinsurance.com. Rates are based on what state you are domiciled in, we are SD residents. The rates are reasonable but the deductibles are higher. If you pay the entire 6 months up front you get an additional discount. We are healthy so usually just pay cash for our yearly physicals, mammograms, lab work. I always ask for a cash discount. One of us is still 1 1/2 years away from getting Medicare but we will still purchase these policies for the other. You have to have health coverage and we figure if you had an illness or injury we could always make payments on the deductible part. The policies are for 6 months and then you buy another one, easy peasy.
