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Danek's avatar
Danek
Explorer
Aug 21, 2016

Financing

Hello everyone! I truly hope I can get some help because I feel pretty lost.

My partner and I want to full time. We want to travel (not extremely often to keep the gas cost down) but that is our objective. However. Both of us have not so fantastic credit. I applied at sefinancial since they accept lower credit and as I pretty much expected I was denied. For quite a list of things so I suppose it'll be up to my partner. However a lot of bad credit places say you cannot be a full timer. I'm not trying to do anything bad but how would the financial institution know you are full timing? I wouldn't want to do anything to breech a contract but how would they know?

Regardless the thing that stops us is our bad credit. Anyone know any loan places that could help with this issue? There's quite a few class As that aren't a bad price at all but credit stops us. People say "pay cash" however I don't have that kind of full amount to just hand over lol. So any help would really be appreciated. This is a dream of ours and I won't stop until this is our reality.

Thank you.

About Full Time RVers

1,587 PostsLatest Activity: Dec 28, 2024
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everyone! I truly hope I can get some help because I feel pretty lost.

My partner and I want to full time. We want to travel (not extremely often to keep the gas cost down) but that is our objective. However. Both of us have not so fantastic credit. I applied at sefinancial since they accept lower credit and as I pretty much expected I was denied. For quite a list of things so I suppose it'll be up to my partner. However a lot of bad credit places say you cannot be a full timer. I'm not trying to do anything bad but how would the financial institution know you are full timing? I wouldn't want to do anything to breech a contract but how would they know?

Regardless the thing that stops us is our bad credit. Anyone know any loan places that could help with this issue? There's quite a few class As that aren't a bad price at all but credit stops us. People say \"pay cash\" however I don't have that kind of full amount to just hand over lol. So any help would really be appreciated. This is a dream of ours and I won't stop until this is our reality.

Thank you.","body@stringLength":"1108","rawBody":"Hello everyone! I truly hope I can get some help because I feel pretty lost.

My partner and I want to full time. We want to travel (not extremely often to keep the gas cost down) but that is our objective. However. Both of us have not so fantastic credit. I applied at sefinancial since they accept lower credit and as I pretty much expected I was denied. For quite a list of things so I suppose it'll be up to my partner. However a lot of bad credit places say you cannot be a full timer. I'm not trying to do anything bad but how would the financial institution know you are full timing? I wouldn't want to do anything to breech a contract but how would they know?

Regardless the thing that stops us is our bad credit. Anyone know any loan places that could help with this issue? There's quite a few class As that aren't a bad price at all but credit stops us. People say \"pay cash\" however I don't have that kind of full amount to just hand over lol. So any help would really be appreciated. This is a dream of ours and I won't stop until this is our reality.

Thank you.","kudosSumWeight":0,"postTime":"2016-08-20T21:55:25.000-07:00","images":{"__typename":"AssociatedImageConnection","edges":[],"totalCount":0,"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}},"attachments":{"__typename":"AttachmentConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"tags":{"__typename":"TagConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"timeToRead":1,"currentRevision":{"__ref":"Revision:revision:2346773_1"},"latestVersion":null,"metrics":{"__typename":"MessageMetrics","views":4500},"visibilityScope":"PUBLIC","canonicalUrl":null,"seoTitle":null,"seoDescription":null,"isEscalated":null,"placeholder":false,"originalMessageForPlaceholder":null,"messagePolicies":{"__typename":"MessagePolicies","canModerateSpamMessage":{"__typename":"PolicyResult","failureReason":{"__typename":"FailureReason","message":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","key":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","args":[]}}},"archivalData":null,"searchSnippet":"Hello everyone! I truly hope I can get some help because I feel pretty lost. My partner and I want to full time. We want to travel (not extremely often to keep the gas cost down) but that is our 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($fa-var-angle-up, $pseudo: before, $size: $theme-type-size-base, $color: $goodsam-gray-footer);\n padding-left: $theme-space-xsmall;\n padding-right: $theme-space-xsmall; */\n }\n }\n\n .dropdown-menu {\n background-color: #fff;\n border-radius: 4px;\n bottom: 100%;\n margin: 2px 0 0;\n min-width: 160px;\n padding: $theme-space-xsmall 0;\n position: absolute;\n right: 0;\n\n li {\n border-right: 0;\n float: none;\n text-align: left;\n\n @media screen and (max-width: 768px) {\n display: block;\n }\n\n a {\n color: $goodsam-gray;\n display: block;\n text-transform: none;\n\n &:hover {\n outline: 5px auto -webkit-focus-ring-color;\n outline-offset: -2px;\n }\n }\n }\n }\n }\n }\n}\n\n.footer-terms {\n display: flex;\n flex-direction: column;\n justify-content: center;\n align-items: center;\n padding: $theme-space-small 0;\n\n @media screen and (min-width: 992px) {\n display: block;\n padding: 0;\n }\n\n > .row {\n padding-bottom: $theme-space-small;\n\n @media screen and (min-width: 992px) {\n padding-bottom: $theme-space-base;\n }\n\n &.footer-terms-order-1 {\n order: 1;\n }\n\n &.footer-terms-order-2 {\n order: 2;\n }\n }\n}\n\n.footer-bottom {\n @media screen and (min-width: 992px) {\n padding-top: $theme-space-small;\n }\n\n .footer-bottom-list-center {\n display: flex;\n flex-direction: row;\n justify-content: center;\n align-items: center;\n flex-wrap: wrap;\n float: none;\n margin: 0 auto;\n\n @media screen and (min-width: 992px) {\n display: block;\n }\n\n li {\n display: inline;\n padding: 0 $theme-space-base;\n\n @media screen and (min-width: 992px) {\n border-right: 1px solid $goodsam-gray-700;\n padding: 0;\n\n &:first-child a {\n padding-left: 0;\n }\n\n &:last-child {\n border-right: 0;\n\n a {\n padding-right: 0;\n }\n }\n }\n\n a {\n display: inline-block;\n font-size: $theme-type-size-small;\n padding: $theme-space-small;\n\n @media screen and (min-width: 992px) {\n display: inline;\n font-size: $theme-type-size-xsmall;\n padding: 0 12px 0 $theme-space-small;\n }\n }\n }\n }\n}\n\n.copyright {\n color: $goodsam-gray-footer;\n font-size: $theme-type-size-base;\n margin-bottom: 0;\n\n @media screen and (min-width: 992px) {\n margin-bottom: $theme-space-small;\n }\n}\n\n#gsFooterSocial,\n.gsFooterSocial {\n background: $goodsam-gray-200;\n padding: 0 calc($theme-space-small + $theme-space-xsmall);\n .footerSocialItems,\n #footerSocialItems {\n text-align: center;\n\n @media screen and (min-width: 767px) {\n text-align: left;\n }\n }\n\n .footerSocialItems ul,\n #footerSocialItems ul {\n list-style-type: none;\n margin: auto;\n padding-left: 0;\n\n li {\n display: inline;\n margin: 0 $theme-space-small;\n }\n }\n}\n","texts":{"custom.footer.col01.text.01":"Home","custom.footer.col01.url.01":"https://www.goodsam.com/","custom.footer.col01.text.02":"About Us","custom.footer.col01.url.02":"https://www.goodsam.com/about/","custom.footer.col01.text.03":"Contact Us","custom.footer.col01.url.03":"https://www.goodsam.com/contact","custom.footer.col01.text.04":"FAQ","custom.footer.col01.url.04":"https://www.goodsam.com/faq/","custom.footer.col01.text.05":"Site Map","custom.footer.col01.url.05":"https://www.goodsam.com/site-map.aspx","custom.footer.col02.text.01":"Code of Conduct","custom.footer.col02.url.01":"https://www.goodsam.com/code-of-conduct.aspx","custom.footer.col02.text.02":"Affiliate Program","custom.footer.col02.url.02":"https://www.goodsam.com/affiliate/","custom.footer.col02.text.03":"Become a Good Sam Campground","custom.footer.col02.url.03":"https://www.goodsamnetwork.com/","custom.footer.col02.text.04":"Good Sam Rewards Visa","custom.footer.col02.url.04":"https://www.goodsam.com/creditcard/","custom.footer.col02.text.05":"About Marcus Lemonis","custom.footer.col02.url.05":"https://www.goodsam.com/about-marcus-lemonis/","custom.footer.col03.text.01":"RV Sales","custom.footer.col03.url.01":"https://rv.campingworld.com/","custom.footer.col03.text.02":"RV Gear","custom.footer.col03.url.02":"https://www.campingworld.com/shop/","custom.footer.col03.text.03":"RV Maintenance & Repair","custom.footer.col03.url.03":"https://rv.campingworld.com/service/","custom.footer.col03.text.04":"Good Sam Membership & Services","custom.footer.col03.url.04":"https://www.goodsam.com/","custom.footer.col03.text.05":"Campground Solutions","custom.footer.col03.url.05":"https://campgroundsolutions.goodsam.com/","custom.footer.col04.text.01":"Helpful Articles and Tips","custom.footer.col04.url.01":"https://www.goodsam.com/article","custom.footer.col05.text.01":"Good Sam Apps","custom.footer.col05.url.01":"https://www.goodsam.com/rv-camping-apps/","custom.footer.col05.text.02":"Take Good Sam apps on your next RV Trip!","custom.footer.col05.url.02":"https://www.goodsam.com/rv-camping-apps/","custom.footer.col06.text.01":"Customer Service Phone Number:","custom.footer.col06.phone.number":"866-205-7451","custom.footer.col06.text.02":"Club contact number 866-205-7451","custom.footer.col06.url.02":"tel:866-205-7451","custom.footer.row01.logo.text":"Good Sam Home","custom.footer.row01.text.01":"Blog","custom.footer.row01.url.01":"http://blog.goodsam.com/","custom.footer.row01.text.02":"Careers","custom.footer.row01.url.02":"https://www.campingworldcareers.com/","custom.footer.row01.text.03":"Contact Us","custom.footer.row01.text.toggle":"Click to expand","custom.footer.row01.text.04":"Good Sam","custom.footer.row01.url.04":"https://www.goodsam.com/contact/","custom.footer.row01.text.05":"Camping World","custom.footer.row01.url.05":"https://www.campingworld.com/contact/","custom.footer.row01.text.06":"RV Sales","custom.footer.row01.url.06":"https://rv.campingworld.com/contact","custom.footer.row02.text.01":"Privacy Policy","custom.footer.row02.url.01":"https://www.goodsam.com/privacy-policy.aspx","custom.footer.row02.text.02":"California Privacy Rights","custom.footer.row02.url.02":"https://www.goodsam.com/privacy-policy.aspx#calinevada","custom.footer.row02.text.03":"Investor Relations","custom.footer.row02.url.03":"http://investor.campingworld.com","custom.footer.row02.text.04":"Terms of Use","custom.footer.row02.url.04":"https://www.goodsam.com/terms.aspx","custom.footer.row02.text.05":"Accessibility Commitment","custom.footer.row02.url.05":"https://www.goodsam.com/accessibility-commitment.aspx","custom.footer.row02.text.06":"Team Member Assistance","custom.footer.row02.url.06":"https://www.goodsam.com/helping-hand","custom.footer.social.facebook.text":"Facebook","custom.footer.social.facebook.url":"https://www.facebook.com/GoodSam","custom.footer.social.twitter.text":"Twitter","custom.footer.social.twitter.url":"https://twitter.com/GoodSam","custom.footer.social.youtube.text":"YouTube","custom.footer.social.youtube.url":"https://www.youtube.com/user/goodsamrvers","custom.footer.social.instagram.text":"Instagram","custom.footer.social.instagram.url":"https://www.instagram.com/goodsam/?hl=en","custom.footer.social.pinterest.text":"Pinterest","custom.footer.social.pinterest.url":"https://www.pinterest.com/goodsam/","custom-community-footer-copyright.text":"© {0} Good Sam Enterprises, LLC. All rights reserved."},"defaults":{"config":{"applicablePages":[],"description":"","fetchedContent":null,"__typename":"ComponentConfiguration"},"props":[],"__typename":"ComponentProperties"},"components":[{"id":"custom.widget.CustomFooter","form":null,"config":null,"props":[],"__typename":"Component"}],"grouping":"CUSTOM","__typename":"ComponentTemplate"},"properties":{"config":{"applicablePages":[],"description":"","fetchedContent":null,"__typename":"ComponentConfiguration"},"props":[],"__typename":"ComponentProperties"},"form":null,"__typename":"Component","localOverride":false},"globalCss":{"css":".custom_widget_CustomFooter_footer-wrapper_hp49n_21 {\n background: #474442;\n\n a {\n color: #dfdfdf;\n font-weight: 100;\n\n &:focus,\n &:hover {\n color: #dfdfdf;\n }\n }\n}\n.custom_widget_CustomFooter_sr-only_hp49n_34 {\n position: absolute;\n width: 0.0625rem;\n height: 0.0625rem;\n margin: -0.0625rem;\n padding: 0;\n overflow: hidden;\n clip: rect(0, 0, 0, 0);\n border: 0;\n}\n.custom_widget_CustomFooter_footer_hp49n_21 {\n line-height: 1.25rem;\n /* margin-left: auto;\n\tmargin-right: auto;\n\tpadding-left: $bootstrap-padding;\n\tpadding-right: $bootstrap-padding; */\n}\n.custom_widget_CustomFooter_container_hp49n_52 {\n margin-left: auto;\n margin-right: auto;\n max-width: 73.125rem;\n padding-left: 0.9375rem;\n padding-right: 0.9375rem;\n}\n.custom_widget_CustomFooter_row_hp49n_60 {\n /* HOTFIX - PSDS-32115 - Remove negative margins to fix mobile display */\n\n &::after {\n clear: both;\n }\n\n &::after,\n &::before {\n content: ' ';\n display: table;\n }\n}\n.custom_widget_CustomFooter_col_hp49n_74 {\n float: left;\n min-height: 0.0625rem;\n padding-left: 0.9375rem;\n padding-right: 0.9375rem;\n position: relative;\n}\n.custom_widget_CustomFooter_col-xs-10_hp49n_82,\n.custom_widget_CustomFooter_col-sm-10_hp49n_83 {\n width: 83.33333333%;\n}\n.custom_widget_CustomFooter_col-xs-12_hp49n_87,\n.custom_widget_CustomFooter_col-sm-4_hp49n_88,\n.custom_widget_CustomFooter_col-sm-12_hp49n_89,\n.custom_widget_CustomFooter_col-md-2_hp49n_90,\n.custom_widget_CustomFooter_col-md-8_hp49n_91,\n.custom_widget_CustomFooter_col-md-10_hp49n_92,\n.custom_widget_CustomFooter_col-md-12_hp49n_93,\n.custom_widget_CustomFooter_col-lg-2_hp49n_94,\n.custom_widget_CustomFooter_col-lg-8_hp49n_95,\n.custom_widget_CustomFooter_col-lg-12_hp49n_96 {\n width: 100%;\n}\n@media screen and (min-width: 767px) {\n .custom_widget_CustomFooter_col-md-2_hp49n_90 {\n width: 16.66666667%;\n }\n\n .custom_widget_CustomFooter_col-md-8_hp49n_91 {\n width: 66.66666667%;\n }\n\n .custom_widget_CustomFooter_col-md-10_hp49n_92 {\n width: 83.33333333%;\n }\n\n .custom_widget_CustomFooter_col-md-12_hp49n_93 {\n width: 100%;\n }\n}\n@media screen and (min-width: 992px) {\n .custom_widget_CustomFooter_col-lg-2_hp49n_94 {\n width: 16.66666667%;\n }\n\n .custom_widget_CustomFooter_col-lg-4_hp49n_123 {\n /* faking it; should be 33.33333333% */\n width: 25%;\n }\n\n .custom_widget_CustomFooter_col-lg-8_hp49n_95 {\n /* faking it; should be 66.66666667% */\n width: 75%;\n }\n\n .custom_widget_CustomFooter_col-lg-10_hp49n_133 {\n width: 83.33333333%;\n }\n\n .custom_widget_CustomFooter_col-lg-12_hp49n_96 {\n width: 100%;\n }\n}\n.custom_widget_CustomFooter_pull-left_hp49n_142 {\n float: left;\n width: 100%;\n\n @media screen and (min-width: 767px) {\n float: none;\n width: auto;\n }\n\n @media screen and (min-width: 992px) {\n float: left;\n }\n}\n.custom_widget_CustomFooter_pad-bottom-20_hp49n_156 {\n padding-bottom: 1.25rem;\n}\n.custom_widget_CustomFooter_pad-top-20_hp49n_160 {\n padding-top: 1.25rem;\n}\n.custom_widget_CustomFooter_pad-top-30_hp49n_164 {\n padding-top: calc(0.9375rem * 2);\n}\n.custom_widget_CustomFooter_pad-top-40_hp49n_168 {\n @media screen and (min-width: 992px) {\n padding-top: 2.5rem;\n }\n}\n.custom_widget_CustomFooter_margin-left-20_hp49n_174 {\n @media screen and (min-width: 992px) {\n margin-left: 1.25rem;\n }\n}\n.custom_widget_CustomFooter_margin-top-20_hp49n_180 {\n @media screen and (min-width: 992px) {\n margin-top: 1.25rem;\n }\n}\n.custom_widget_CustomFooter_text-center_hp49n_186 {\n text-align: center;\n}\n.custom_widget_CustomFooter_text-right_hp49n_190 {\n text-align: right;\n}\n.custom_widget_CustomFooter_text-smaller_hp49n_194,\n.custom_widget_CustomFooter_text-small_hp49n_194 {\n font-size: 0.75rem;\n}\n.custom_widget_CustomFooter_text-large_hp49n_199 {\n font-size: 1.25rem;\n}\n.custom_widget_CustomFooter_footer-contact_hp49n_203 {\n p {\n display: flex;\n flex-direction: row;\n justify-content: center;\n align-items: center;\n\n @media screen and (min-width: 992px) {\n display: block;\n }\n\n .custom_widget_CustomFooter_text-small_hp49n_194 {\n @media screen and (max-width: 991px) {\n font-size: 1rem;\n }\n }\n }\n\n .custom_widget_CustomFooter_icon-gs-app_hp49n_221 {\n margin-right: 1.25rem;\n max-width: 2.375rem;\n padding-right: 0.125rem;\n padding-top: 0.125rem;\n\n @media screen and (min-width: 992px) {\n margin-left: 8.75rem;\n margin-right: 0;\n }\n }\n\n .custom_widget_CustomFooter_gsi-icon-phone_hp49n_233 {\n margin-bottom: -0.125rem;\n margin-right: 0.625rem;\n max-height: 1.25rem;\n width: 1.25rem;\n\n @media screen and (min-width: 992px) {\n margin-right: 0;\n }\n }\n}\n.custom_widget_CustomFooter_footer-link_hp49n_245 {\n a,\n button {\n color: #dfdfdf;\n padding: 0 0.75rem 0 0.625rem;\n }\n\n li:last-child a {\n padding-right: 0;\n }\n}\n.custom_widget_CustomFooter_footer-top-links_hp49n_257 {\n padding-left: 0;\n list-style: none;\n display: flex;\n flex-direction: row;\n justify-content: center;\n align-items: center;\n flex-wrap: wrap;\n margin-bottom: 0.625rem;\n font-size: 1rem;\n\n @media screen and (max-width: 480px) {\n flex-direction: column;\n }\n\n @media screen and (min-width: 992px) {\n display: block;\n }\n\n li {\n margin-bottom: 1.25rem;\n padding: 0 1.25rem;\n\n @media screen and (min-width: 992px) {\n padding: 0;\n }\n }\n}\n.custom_widget_CustomFooter_footer-top_hp49n_257 {\n border-bottom: 2px solid #c7c7c7;\n display: block;\n margin: auto;\n padding-top: 0.625rem;\n text-align: center;\n\n @media screen and (min-width: 992px) {\n text-align: left;\n }\n\n .custom_widget_CustomFooter_footer-logo_hp49n_297 {\n max-height: 3.75rem;\n max-width: 8.75rem;\n padding: 0.625rem;\n padding-left: 0;\n padding-top: 0;\n }\n\n .custom_widget_CustomFooter_footer-list_hp49n_305 {\n display: flex;\n justify-content: center;\n align-items: center;\n list-style: none;\n margin-bottom: 0;\n\n @media screen and (min-width: 992px) {\n display: block;\n float: right;\n }\n\n li {\n display: inline-block;\n padding: 0.625rem 0.3125rem;\n\n @media screen and (min-width: 992px) {\n border-right: 1px solid #666;\n float: left;\n padding: 0;\n\n &:last-child {\n border-right: 0;\n }\n }\n\n a,\n button {\n font-size: 0.75rem;\n text-transform: uppercase;\n\n @media screen and (max-width: 768px) {\n display: block;\n padding: 0.625rem;\n }\n\n @media screen and (min-width: 992px) {\n font-size: 0.875rem;\n }\n }\n\n .custom_widget_CustomFooter_dropup_hp49n_346 {\n background-clip: padding-box;\n border: none;\n font-size: 0.875rem;\n list-style: none;\n padding-left: 0.3125rem;\n position: relative;\n\n @media screen and (min-width: 992px) {\n float: left;\n }\n\n &:hover {\n .custom_widget_CustomFooter_dropdown-menu_hp49n_359 {\n display: block;\n }\n }\n }\n\n .custom_widget_CustomFooter_footer-dropup-toggle_hp49n_365 {\n background: none;\n border: 0;\n padding: 0;\n\n .custom_widget_CustomFooter_fa-angle-up_hp49n_370 {\n /* @include li-icon ($fa-var-angle-up, $pseudo: before, $size: $theme-type-size-base, $color: $goodsam-gray-footer);\n padding-left: $theme-space-xsmall;\n padding-right: $theme-space-xsmall; */\n }\n }\n\n .custom_widget_CustomFooter_dropdown-menu_hp49n_359 {\n background-color: #fff;\n border-radius: 0.25rem;\n bottom: 100%;\n margin: 0.125rem 0 0;\n min-width: 10rem;\n padding: 0.3125rem 0;\n position: absolute;\n right: 0;\n\n li {\n border-right: 0;\n float: none;\n text-align: left;\n\n @media screen and (max-width: 768px) {\n display: block;\n }\n\n a {\n color: #474442;\n display: block;\n text-transform: none;\n\n &:hover {\n outline: 5px auto -webkit-focus-ring-color;\n outline-offset: -2px;\n }\n }\n }\n }\n }\n }\n}\n.custom_widget_CustomFooter_footer-terms_hp49n_412 {\n display: flex;\n flex-direction: column;\n justify-content: center;\n align-items: center;\n padding: 0.625rem 0;\n\n @media screen and (min-width: 992px) {\n display: block;\n padding: 0;\n }\n\n > .custom_widget_CustomFooter_row_hp49n_60 {\n padding-bottom: 0.625rem;\n\n @media screen and (min-width: 992px) {\n padding-bottom: 1.25rem;\n }\n\n &.custom_widget_CustomFooter_footer-terms-order-1_hp49n_431 {\n 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II","color":"333333","icon":null,"rankStyle":"TEXT"},"User:user:109890":{"__typename":"User","id":"user:109890","uid":109890,"login":"FunnyCamper","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2011-09-29T15:15:03.000-07:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://community.goodsam.com/t5/s/feyqc97479/m_assets/avatars/default/avatar-2.svg?time=1737155183000"},"rank":{"__ref":"Rank:rank:41"},"entityType":"USER","eventPath":"community:feyqc97479/user:109890"},"ModerationData:moderation_data:2346798":{"__typename":"ModerationData","id":"moderation_data:2346798","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346798":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:109890"},"id":"message:2346798","revisionNum":1,"uid":2346798,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346798"},"body":"you said you don't have enough to pay cash, but do you have enough to buy used with what cash you have? you could get a wonderful deal if you buy used and get a great RV to boot. (only if option fits you financially)

full time and a debt stinks :) even if you work on the road, it is more desirable to be 'less in debt' the time you hit the road then you are in a better situation anyway.

best of luck in making your dream a reality","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-23T06:27:20.000-07:00","lastPublishTime":"2016-08-23T06:27:20.000-07:00","metrics":{"__typename":"MessageMetrics","views":394},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346798","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"User:user:141458":{"__typename":"User","id":"user:141458","uid":141458,"login":"westernrvparkow","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2008-11-29T18:52:15.000-08:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://community.goodsam.com/t5/s/feyqc97479/m_assets/avatars/default/avatar-12.svg?time=1737155183000"},"rank":{"__ref":"Rank:rank:42"},"entityType":"USER","eventPath":"community:feyqc97479/user:141458"},"ModerationData:moderation_data:2346797":{"__typename":"ModerationData","id":"moderation_data:2346797","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346797":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:141458"},"id":"message:2346797","revisionNum":1,"uid":2346797,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346797"},"body":"Residency will be a small hurdle compared to your bad credit history. You are buying a toy in the eyes of any lender. Lenders will take a risk (if the reward is great enough) on something you need. The thought is you will pay for your house, since you need a place to live. They will loan on a car, since cars are pretty much essential in most of the country and that makes paying the car payment a priority.
This same scenario plays out at every financial institution. They look at your credit history and decide if you are likely to pay the debt on what you are borrowing for. People with great credit can get a loan to take a vacation, with less than a stellar record, no way, since there isn't any way for that lending institution to take that vacation away. At the very bad end of the scale, the loan sharks on the street corner think you will pay because if you don't they break your kneecaps, which is a very strong incentive for you to come up with the weekly payment.
In the eyes of the lender, a person losing their recreational vehicle is a decision they will make over losing their car or their home or having their kneecaps broken. I seriously doubt you are going to find any financial institution that is going to go far out on a bad credit limb for you.","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-22T06:30:53.000-07:00","lastPublishTime":"2016-08-22T06:30:53.000-07:00","metrics":{"__typename":"MessageMetrics","views":391},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346797","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"User:user:78714":{"__typename":"User","id":"user:78714","uid":78714,"login":"jpmihalk","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2013-08-07T20:40:55.000-07:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://community.goodsam.com/t5/s/feyqc97479/m_assets/avatars/default/avatar-6.svg?time=1737155183000"},"rank":{"__ref":"Rank:rank:42"},"entityType":"USER","eventPath":"community:feyqc97479/user:78714"},"ModerationData:moderation_data:2346796":{"__typename":"ModerationData","id":"moderation_data:2346796","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346796":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:78714"},"id":"message:2346796","revisionNum":1,"uid":2346796,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346796"},"body":"Yes, life happens. My wife and I have both been through divorces that hit us pretty hard financially and our credit wasn't good. We were able to work a couple of different deals (one on a used unit a few years ago) and another on a new motorhome in April. As Chuck said, the more you can put down, the better as the lender will see it as less risky.

Interestingly enough, even my own credit union (whom I have been with for 25+ years) would NOT give us a loan. It didn't matter that I went in person to apply and had all of my paperwork in order to document the issues on my credit report. They still saw any loan to me as a risk and acted just like a larger bank would. Our original loan was through a much smaller local credit union, and the second (much larger) loan was through a bank with a sizable down payment and faster repayment schedule (15 years vs. typical 20 years.)

Although we are not full time now, we will be in another year or so.

So, a little homework and some perseverance will help. It CAN be done! Good luck!","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-22T04:52:00.000-07:00","lastPublishTime":"2016-08-22T04:52:00.000-07:00","metrics":{"__typename":"MessageMetrics","views":390},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346796","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"User:user:340254":{"__typename":"User","id":"user:340254","uid":340254,"login":"Chuck_thehammer","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2013-08-01T06:17:04.000-07:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://community.goodsam.com/t5/s/feyqc97479/m_assets/avatars/default/avatar-5.svg?time=1737155183000"},"rank":{"__ref":"Rank:rank:42"},"entityType":"USER","eventPath":"community:feyqc97479/user:340254"},"ModerationData:moderation_data:2346795":{"__typename":"ModerationData","id":"moderation_data:2346795","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346795":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:340254"},"id":"message:2346795","revisionNum":1,"uid":2346795,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346795"},"body":"remember the better your credit score.. the Lower the interest rate is and the lower your payments will be.

and the more you can PUT DOWN the better.

and YES, you can make your score better.. after I had several back operations.. my score went way down. out of work for 4 years and just receiving worker compensation . ( a 60 percent drop in income ) a work related injury. So YES, LIFE HAPPENS.","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-22T02:55:09.000-07:00","lastPublishTime":"2016-08-22T02:55:09.000-07:00","metrics":{"__typename":"MessageMetrics","views":390},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346795","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"ModerationData:moderation_data:2346794":{"__typename":"ModerationData","id":"moderation_data:2346794","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346794":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:181694"},"id":"message:2346794","revisionNum":1,"uid":2346794,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346794"},"body":"Thanks for the reponses they are appreciated. Life happens and I know my credit will improve 10 fold it'll just be time. I was just wanting to see what options existed if I went for a loan now. I really do appreciate the people who have been willing to assist me. I'm just surprised by some of the responses.

Most likely I'm going to wait until my credit is better unless the most perfect and inexpensive RV comes out of nowhere and I can't pass it up. Lol","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-21T18:12:11.000-07:00","lastPublishTime":"2016-08-21T18:12:11.000-07:00","metrics":{"__typename":"MessageMetrics","views":390},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346794","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"User:user:195763":{"__typename":"User","id":"user:195763","uid":195763,"login":"Dance_Chick","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2012-05-31T19:13:42.000-07:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://community.goodsam.com/t5/s/feyqc97479/m_assets/avatars/default/avatar-9.svg?time=1737155183000"},"rank":{"__ref":"Rank:rank:42"},"entityType":"USER","eventPath":"community:feyqc97479/user:195763"},"ModerationData:moderation_data:2346793":{"__typename":"ModerationData","id":"moderation_data:2346793","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346793":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:195763"},"id":"message:2346793","revisionNum":1,"uid":2346793,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346793"},"body":"Perhaps, \"I'll lie to get what I want\" was a poor choice of words, but the point that all fulltimers don't have a \"real\" address is well taken. If we were to fulltime, we would use our son's address as our \"legal\" address. I've seen it on these forums lots of times. Not everyone gets a mail forwarding service, but use family instead. I've also seen it suggested numerous times to NOT tell the financial institution that you'll be fulltiming. It's much easier to get financing (assuming all the other financing criteria is met) when you currently have a place to live with a valid address. They don't need to know what you plan to do in a few months after you get your loan (as long as you keep up your payments.)

I agree that perhaps you'd be better served to put some time on your side and clean up your credit. It can be done. I think things would probably go more smoothly all the way around. Our son has severe PTSD and TBI from being a Green Beret. His credit is trashed due to his severe problems,for which he's now getting treatment. I'm not going to judge you on your problems and why your credit score is so low. Sometimes the problems are self-made, and sometimes it's just circumstances. But for the grace of God go I.","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-21T16:30:22.000-07:00","lastPublishTime":"2016-08-21T16:30:22.000-07:00","metrics":{"__typename":"MessageMetrics","views":389},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346793","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"User:user:165491":{"__typename":"User","id":"user:165491","uid":165491,"login":"darsben1","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2016-05-29T12:59:16.000-07:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://community.goodsam.com/t5/s/feyqc97479/m_assets/avatars/default/avatar-3.svg?time=1737155183000"},"rank":{"__ref":"Rank:rank:42"},"entityType":"USER","eventPath":"community:feyqc97479/user:165491"},"ModerationData:moderation_data:2346792":{"__typename":"ModerationData","id":"moderation_data:2346792","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346792":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:165491"},"id":"message:2346792","revisionNum":1,"uid":2346792,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346792"},"body":"
Danek wrote:
Wow seriously? When I was at camping world the guy told me if I got a loan to tell them I wouldn't be full timing. Sounded like such a normal thing in the RV community if a salesman is telling me that.

How disrespectful. I'm here trying to learn and you try to judge me after trying to get information? I'm not trying to scam, full timers have no legit address right? Trying to figure out how all that works.

Well I am sorry if I offended you but the way it sounds is you are trying do do everything but get your credit in order so you can legitimately purchase a rig. But the guy at CAMPING WORLD was trying to scam the system also. His mission to SELL YOU A RIG if you get caught lying no skin off his nose he got the commission.

THIS SHOULD BE SOMETHING CAMPING WORLD HIERARCHY LOOKS INTO A SALESMAN TELLING A CUSTOMER TO LIE IN ORDER TO GET FINANCING!.","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-21T15:31:45.000-07:00","lastPublishTime":"2016-08-21T15:31:45.000-07:00","metrics":{"__typename":"MessageMetrics","views":391},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346792","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"User:user:347242":{"__typename":"User","id":"user:347242","uid":347242,"login":"NoVa_RT","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2013-08-28T17:15:01.000-07:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://community.goodsam.com/t5/s/feyqc97479/m_assets/avatars/default/avatar-6.svg?time=1737155183000"},"rank":{"__ref":"Rank:rank:42"},"entityType":"USER","eventPath":"community:feyqc97479/user:347242"},"ModerationData:moderation_data:2346791":{"__typename":"ModerationData","id":"moderation_data:2346791","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346791":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:347242"},"id":"message:2346791","revisionNum":1,"uid":2346791,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346791"},"body":"Looks like the OP is looking to finance now, so improving their credit ratings, while excellent long term advice, isn't an option for their current situation. The credit union seems like the best option, since he's current on his auto loan with them. Perhaps that matters, although they are also aware of the debt on the auto, and might not want to take on more risk. Can't hurt to check, won't know unless you ask.

Check online for the rates for people who have good credit, and be somewhat leery of going too far over that. A RV is a depreciating asset, and if you're purchasing it with a low down payment and a high-rate, long term loan, you're going to be underwater for the entire loan period, and pay far more than cash buyers or those who make a large down payment and qualify for a lower, shorter-term loan. It's not a good deal if the only way to make it is on a bad loan. Under those circumstances, better to postpone for a year and improve your credit ratings enough to get a better deal.","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-21T14:45:16.000-07:00","lastPublishTime":"2016-08-21T14:45:16.000-07:00","metrics":{"__typename":"MessageMetrics","views":390},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346791","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"ModerationData:moderation_data:2346790":{"__typename":"ModerationData","id":"moderation_data:2346790","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346790":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:356885"},"id":"message:2346790","revisionNum":1,"uid":2346790,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346790"},"body":"
Danek wrote:
Wow seriously? When I was at camping world the guy told me if I got a loan to tell them I wouldn't be full timing. Sounded like such a normal thing in the RV community if a salesman is telling me that.

How disrespectful. I'm here trying to learn and you try to judge me after trying to get information? I'm not trying to scam, full timers have no legit address right? Trying to figure out how all that works.


Not only does their comment seem harsh, but it has no basis in reality. Can you imagine lenders scouring these forums to find out who is honest? \"Find out who Danek is and attach a copy of this post to his credit report.\" I think you make a valid point. Full-timers have no fixed address in many cases. What address should you use on a bank loan? It's not in the Constitution. I looked.","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-21T13:37:12.000-07:00","lastPublishTime":"2016-08-21T13:37:12.000-07:00","metrics":{"__typename":"MessageMetrics","views":390},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346790","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"ModerationData:moderation_data:2346789":{"__typename":"ModerationData","id":"moderation_data:2346789","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2346789":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:181694"},"id":"message:2346789","revisionNum":1,"uid":2346789,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:FullTimeRVersforum-board"},"parent":{"__ref":"ForumTopicMessage:message:2346773"},"conversation":{"__ref":"Conversation:conversation:2346773"},"subject":"Re: Financing","moderationData":{"__ref":"ModerationData:moderation_data:2346789"},"body":"Wow seriously? When I was at camping world the guy told me if I got a loan to tell them I wouldn't be full timing. Sounded like such a normal thing in the RV community if a salesman is telling me that.

How disrespectful. I'm here trying to learn and you try to judge me after trying to get information? I'm not trying to scam, full timers have no legit address right? Trying to figure out how all that works.","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"repliesCount":0,"postTime":"2016-08-21T13:21:45.000-07:00","lastPublishTime":"2016-08-21T13:21:45.000-07:00","metrics":{"__typename":"MessageMetrics","views":390},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"grouphub:FullTimeRVers/category:TRAVELCENTER/community:feyqc97479board:FullTimeRVersforum-board/message:2346773/message:2346789","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"CachedAsset:text:en_US-components/community/Navbar-1741694506000":{"__typename":"CachedAsset","id":"text:en_US-components/community/Navbar-1741694506000","value":{"community":"Community 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