Full timing

square dancers wrote:
Come on folks!!
How many full time RV'ers are out here? How many of them have Debit cards? How many have retirement and Social Security checks going to a bank? How many have credit cards with multiple lenders? How many of these RV'ers have zero trouble with their finances? At least one I know of.

If your going to full time use Escapees as your mail service. For insurance contact Foremost Insurance, they own State Farm, Foremost insures hundreds of RV owners.

After LOTS of research my DW and I are going Full Time. We are selling everything at auction including the house. We have been insured with State Farm for over 30 years. When I advised them I would no longer need my "Home Owners Insurance" they informed me that my RV would only be covered by my TV insurance (also State Farm). I asked if there was any liability coverage when set up in an RV park or other camp site. NO! (I assumed they checked with Foremost) I quickly moved all my insurance needs to Good Sam Insurance. Staying on topic, we are using our daughters address and she handles it from there. Either scan or forward.

We Have full timed for a year. Using our bank in Okla with a Texas address. Kept the Okla bank to avoid changing direct deposit to another bank. They have never questioned my Texas address. Wife has Bank of America and they don't question our Tx address. Neither does Wells Fargo. All vehicles have Texas registrations. No problems so far from any one, any where.

CabinetmakerII wrote:
After LOTS of research my DW and I are going Full Time. We are selling everything at auction including the house. We have been insured with State Farm for over 30 years. When I advised them I would no longer need my "Home Owners Insurance" they informed me that my RV would only be covered by my TV insurance (also State Farm). I asked if there was any liability coverage when set up in an RV park or other camp site. NO! (I assumed they checked with Foremost) I quickly moved all my insurance needs to Good Sam Insurance. Staying on topic, we are using our daughters address and she handles it from there. Either scan or forward.

Progressive also provides liability coverage in their RV insurance package.

1. Escapees. Gets you a rock solid address. Never put P.O Box 000000. Put 204 Rainbow Dr., Apt. or just "box" 00000. Livingston, Texas.
2. Credit Union of your choice, USAA (good, because everything is online or phone), haven't been there in years. BOA, and Chase work
3. Progressive for insurance for Rig or USAA for rig.
4. Priceless while full-timing!

joebart828 wrote:
I was told while dealing with Citibank that under the patriot act I can not use a p o box or a mail handling business as ay resident such as my Rv mail. Now the question is if I don't have a family member to use there address how can I legally do this living in my Rv full time. I can use my Rv mail to forward my mail to where I am but the question is what can I use as my main resident

The Patriot Act (the money laundering section) states:

For an individual who does not have a residential or business street address, an Army Post Office (APO) or Fleet Post Office (FPO) box number, or the residential or business street address of next of kin or of another contact individual.

So you'd need to find someone you can use as a "contact" whose address you can use.

To OP: What address are you using? If you're using a P.O. Box # sometimes that won't fly.

We've used Escapees forwarding service for 18 years with no problems. They give us a street address and for our box we put #0000. We also use Fidelity for our financials.