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joebart828's avatar
joebart828
Explorer
Jul 07, 2014

Full timing

In November 2013 I had sold my New York house an started using my Rv full time. Using My Rv mail address changed everything over citi bank found out that my Rv mail address was a mail handling location so it froze my accounts until I gave them a different address taken out my money went yo Wells Fargo no problem. Now on 7/6/14 I called up Wells Fargo looking to get a credit card to use as a credit card plus over draft protection and from the way the Wells Fargo guy was talking I may have the same problem all over again. I still wanna still go full time but it is sure testing me if I wanna go through with it.

16 Replies

  • I was told while dealing with Citibank that under the patriot act I can not use a p o box or a mail handling business as ay resident such as my Rv mail. Now the question is if I don't have a family member to use there address how can I legally do this living in my Rv full time. I can use my Rv mail to forward my mail to where I am but the question is what can I use as my main resident
  • Mixed reactions on FT RV. All loans and ccards want to see your risk analysis and whether you have an income or not. Your insurance will change on your rv also once your carrier finds out you're on the road more now that you're a "FT RV" risk. Be very careful how you reveal your new status to your creditors and your risk carriers. If you have any family at all who will let you use their address as a sound location for risk and credit grounding, use it. Have them scan and email you any mail that comes to you and give them a nice Christmas present in return.
  • Not full timing, but have traveled for months at a time. Use BofA and they have no problem with mail-forwarding addresses. :)
  • We FT for 7yrs. Used same bank had before hitting the road....BOA.
    Never an issue with 'mail forwarding address'
  • joebart828 wrote:
    In November 2013 I had sold my New York house an started using my Rv full time. Using My Rv mail address changed everything over citi bank found out that my Rv mail address was a mail handling location so it froze my accounts until I gave them a different address taken out my money went yo Wells Fargo no problem. Now on 7/6/14 I called up Wells Fargo looking to get a credit card to use as a credit card plus over draft protection and from the way the Wells Fargo guy was talking I may have the same problem all over again. I still wanna still go full time but it is sure testing me if I wanna go through with it.


    You just need to find a new bank.

    I have accounts at two different banks in Florida and they don't bring up the box. If you want their names, PM me.