I own our land here in WV. A little over a half acre, in a valley, surrounded by mountains and on a river. I've had Progressive, auto and RV and was going to stay with them. The wife and I have excellent credit and no accidents or tickets.
We have 5,000 gallon septic system, city water and 220 amp service, one 50 amp and 30 amp set up for RV's and several 110 volt circuits. It's beautiful here. we'll spend the majority of our time here. In the winter, head south, south/west. Truck ins more here than in NC, but not the taxes. We have a physical address for 911 purposes as well as a PO Box, but do almost all our banking through email, direct deposits, etc.
Jim