Getting credit card with no residential address

Did you inquire where you bank? Or are you applying for a CC from other source.

My wife did the same thing two years ago. No problem. Did you put down PMB on the application? She put down the street address and then Apt.#***

Some will issue without this Patriot Act baloney. Find another card.

Please tell me with a credit card, you will pay it off each month. :) (Sorry off topic)

goreds2 wrote:
Please tell me with a credit card, you will pay it off each month. :) (Sorry off topic)

Not only off topic, but I would say that it is none of your business what she does with the card. Since we are adults here, one should expected to be treated as an adult, not lectured to by the "do as I say" squad. :R

Barb

You may be able to change the primary on one of your current CC's if it's a joint card.

We did this recently so we could both get our FICO scores monthly. It's usually free only for the primary card holder.

I'll wait for an Op response.

Yes, the Patriot act does hold lenders to a higher standard for customer verification. Credit cards are very often used to illicitly move money and fund nefarious conduct. As a practical matter, someone living in a post office box is going to be very hard to collect from should they decide to stop paying. Combine the two and getting credit without an address is going to be difficult. And using the street address for the PMB company isn't going to help. All bank software is sophisticated enough to ferret out those addresses as being mail forwarding services. Like it or not, it is a problem full time RVers have to live with.

Thanks for the responses. We do pay off all credit card debt each month. Have never paid interest. It turns out I am not a joint owner of either card we use. If something happens to my husband the credit card company said they will close the account immediately. I may try to get the card to be joint. I just don't want to risk them closing the account now.

westernrvparkowner wrote:
Like it or not, it is a problem full time RVers have to live with.

Absolutely untrue. We have a LOT of full-timing friends who don't have problems.

We have used the Escapees mail forwarding service as our legal address for more than 16 years with absolutely no problems for credit cards or financial institutions.

A post office box will probably not work but the Escapees address has been proven to be legal as decided by the courts.