GMandJM wrote:
You may be able to change the primary on one of your current CC's if it's a joint card.
We did this recently so we could both get our FICO scores monthly. It's usually free only for the primary card holder.
Credit reports are free for all via the federal website (well you can find the links there)twice a year or via www.creditkarma.com. Not hard to figure out your credit score via the Fed site and creditkarma gives it to you monthly. Actually so does Discover card.
I view credit as a tool; if I can borrow money via my c/c cheaper than taking out a bank loan I do.
