The man is now in his 70's and I am in my 50's. We plan to RV fulltime for up to 2 years and then out. I don't drive and am not really interested in learning.
Did my research regarding insurance and ensured that a rider will be included that gets the trailer and car back to our home base if anything happens to to the driver. The cost will be about 40 dollars extra per year via a 4A rated insurance company. That extra money also includes living and travel expenses.
I wasn't happy with most of the RV and RV medical insurance insurance companies policies (Loopholes R Us) I saw and had one written up to my specs.