If you're yearning for a change, then make a change. Life isn't all about having the big home with the big payments. Children don't do great because they have a great house or big bedrooms with lots of stuff...they do great because they have a great family life, with parents who love them very much. We were fulltimers for 7 years after my son died suddenly. My husband got tired of it so we bought another house. We've been in this house for 3 years now. It's not a home to me. I was definitely happier with more freedom. This house is ruining our marriage, but he has a house. Life is short...you can't depend on the best plans...things can change in one second...if the decision is a bad one, you can always change your mind. Nothing has to be the definite end all. A house is not the wonderful investment it used to be It's only worth what the next person is able & willing to pay for it. Just be loving parents, show your children you can live outside the box people have created for you. Having love around you is what counts. Just my humble opinion