Forum Discussion
DutchmenSport
Apr 02, 2016Explorer
I think this statement is wrong:
"That’s right – if this law is passed, living in a tiny house or an RV may become illegal in April of this year."
I read the entire article and I don't see anything where it will be illegal to LIVE in an RV. What it's saying is HUD is trying to define the rules for what is consider a 400 square foot RV and what is considered a house. The fine line with Park Models or Destination Trailers is the problem, as they are pushing the limits and are being found in the no-man's-land of the RV - HUD argument.
Further reading, makes me think that if HUD wins, then the benefits of calling an RV a HOME will be redefined. It won't be illegal to live in an RV full time. I don't see that written anywhere. But the person living in an actual RV (400 square feet or less) full time may not to able be claim some tax and loan lending benefits that are available now.
Remember, "HUD" stands for ("Housing" and Urban Development)They are trying to define what is considered a "House", especially if it has wheels. It's a COYA so they have a way of denying mortgage loans intended for low-income families to people wanting to by a "house on wheels".
I actually understand their point of view, having been a home owner myself and having had several VA loans, and having working in the Mortgage Lending industry in my past life.
"That’s right – if this law is passed, living in a tiny house or an RV may become illegal in April of this year."
I read the entire article and I don't see anything where it will be illegal to LIVE in an RV. What it's saying is HUD is trying to define the rules for what is consider a 400 square foot RV and what is considered a house. The fine line with Park Models or Destination Trailers is the problem, as they are pushing the limits and are being found in the no-man's-land of the RV - HUD argument.
Further reading, makes me think that if HUD wins, then the benefits of calling an RV a HOME will be redefined. It won't be illegal to live in an RV full time. I don't see that written anywhere. But the person living in an actual RV (400 square feet or less) full time may not to able be claim some tax and loan lending benefits that are available now.
Remember, "HUD" stands for ("Housing" and Urban Development)They are trying to define what is considered a "House", especially if it has wheels. It's a COYA so they have a way of denying mortgage loans intended for low-income families to people wanting to by a "house on wheels".
I actually understand their point of view, having been a home owner myself and having had several VA loans, and having working in the Mortgage Lending industry in my past life.
About Full Time RVers
1,587 PostsLatest Activity: Dec 28, 2024