Medicare coverage while travelling
This post contains a lesson and a question: We are just retired and will be spending 4-6 months on the road starting March of '17. We are just now eligible for Medicare and have decided to buy a M...
Forum Discussion
avan wrote:
Just to keep Medicare terminology correct, a Medicare Advantage Plan is NOT a supplement to basic Medicare. It is a substitute (private) for Original Medicare (public) which is also known as Parts A&B. Supplements to Original Medicare are often called Medigap policies.
I'm with you.
A private Medicare Advantage plan (also called Part C) replaces original Medicare Plans A & B. You can sign up for either Plan C or Plans A & B, but not both.
Medicare Supplement plans (letters A - G) are additional coverage you buy to cover "gaps" in Plans A & B. You don't buy a Supplement with a Medicare Advantage plan.
Because of price and portability the Escapees RVer Insurance Exchange recommends that full timers keep Medicare Plans A & B and also purchase a Supplement plan like an F or G one.
