Walaby wrote:
OP is willing to roll the dice and bet on his continued good health. Which is fine until, as some have pointed out, something catastrophic occurs. Doesn't even have to really be catastrophic, as Lou points out with a "simple" pinched nerve.
Whatever you do, Steve, I wish you continued good health and no regrets on whatever you decide.
Mike
As I pointed out there are annual maximum out of pocket amounts in the plans, and I have savings to cover the maximums. It sounds like some people are afraid of a $100 medical bill. I'm not going to spend an extra $2,000 every year because some year I might have to spend $10,000. The last time I had a serious medical problem was 2006 with a knee problem. That's 16 years. I've actually had a pinched nerve and I've spent about $100 on that. I told the doctor I had a pain in the neck (LOL) and he basically said, "Sorry to hear that".