DallasSteve wrote:
We have different definitions of "pretty healthy". If I was your level of pretty healthy I would choose a different plan. The good thing is that every year I can re-evaluate what I need and choose a different plan. If I fall apart 6 months from now I'll have to absorb some out of pocket costs in 2023 (which I can) and then I can pick a more expensive plan for 2024.
You may have less ability to change plans than you think. My insurance though AARP/United Healthcare is defined by the Medicare Plan F. It was very comprehensive. It is no longer available except for those of us who had it previously and are "grandfathered in". With the high cost of healthcare, I suspect we are going to see Medicare and supplemental coverage under more control with more of the costs transferred to the user.