luvmydogs wrote:
The only thing my insurance covers out of state is emergency room. Well that's great but if its something that needs surgery or if you have a stroke or something, that emergency room coverage wont cover it. I'm not old enough for medicare yet. So basically no one knows of any policies or coverage that covers you out of your own state? And basically the way the insurance works nowadays, you are held hostage in your own state, or pray that nothing happens to you when you cross state lines.
I'm coming to this kind of late, and being a retired state worker, I personally have good insurance that covers me anywhere, so I have no PERSONAL experience with this, but:
Have you considered getting one of those Medical Evacuation / Air Ambulance policies that will fly you back to your home state where your regular insurance will cover you? Some allow your spouse or another family member to ride along with you. There are even a few that will arrange for your RV to be returned for you.
Google Medical Evacuation Insurance and you will find a bunch of them.
Here's one:
https://travelmedevac.com/?orid=1903Hope that helps . . .
