overwhelmed by insurance lowballing
We are fulltime rvers based in oregon. September to October 2016 we were visiting family in california, with plans to scoot southeast during winter and relocate our home base to texas sometime in 2017...
Forum Discussion
Your MH is worth what it is worth. Does not matter if she was drunk or not. Matters to her and any tickets she will get, but as far as your RV, not so much. What matters is the replacement value. If it is totaled
My suggestion look it up on NADA, Find similar units on Craigslist or Ebay. Or RV trader
Find a dealer, get a letter stating what the would sell a unit like yours for.
Find an RV appraiser, have it appraised and a letter written.
You have to have some documentation to give to the insurance company, that justifies the value you think it is worth. Lawyer or not, this is the kind of thing you will need.
One other thing is to try and get what they call "loss of use" That can add up to your advantage pretty quick.
And lastly you can mention, you feel they are negotiating in what is called "bad Faith". If they indeed are. Then if no response, you can file a complaint with Your States Attorney general, and Insurance commissioner.
Her being drunk or not, would not matter, unless, they are claiming you were parked illegally, or somehow share some liability for the accident.
But they do tend to settle a bit easier, As they know if they go to court with a convicted drunk driver, they will generally lose.
My suggestion look it up on NADA, Find similar units on Craigslist or Ebay. Or RV trader
Find a dealer, get a letter stating what the would sell a unit like yours for.
Find an RV appraiser, have it appraised and a letter written.
You have to have some documentation to give to the insurance company, that justifies the value you think it is worth. Lawyer or not, this is the kind of thing you will need.
One other thing is to try and get what they call "loss of use" That can add up to your advantage pretty quick.
And lastly you can mention, you feel they are negotiating in what is called "bad Faith". If they indeed are. Then if no response, you can file a complaint with Your States Attorney general, and Insurance commissioner.
Her being drunk or not, would not matter, unless, they are claiming you were parked illegally, or somehow share some liability for the accident.
But they do tend to settle a bit easier, As they know if they go to court with a convicted drunk driver, they will generally lose.
