overwhelmed by insurance lowballing

naturist wrote:
I am not an attorney, nor do I play one on TV. But I have to agree with the others here that you need the assistance of a licensed lawyer. Most common these days for companies (insurance companies among them) to not take you seriously until you have legal representation. And a good lawyer will not cost you money, they will make you money.

Unfortunately, in this case, a good lawyer is probably not going to happen. There is just no value in one taking this case. There is no injury which is the big fish in the tort pond. There is very little value at stake since a mid 80s RV is just not that valuable. As for living expenses and the like, the law may require reasonable compensation, but it also requires the damaged party to make efforts to mitigate those loses. You cannot drag your feet on making other arrangements so you can stay at the Four Seasons and live on Room Service. I happen to agree with some of the previous posters, it sounds like what is being offered is pretty close to fair. This may serve as yet another lesson as why putting a lot of money into repairing and upgrading an old RV is sketchy at best. And it is an even better example of why full time living in an RV without a substantial financial cushion is also living on the edge.
And no, I am not a lawyer either, but I have stayed at a Holiday Inn Express.