Really is no reason to downsize for 30 amps. Our coach runs just fine on 30 amps when necessary. In fact we invested in a 30 amp cord in addition to our 50 amp cord because we find so many places with just 30 amps. The only difference is that I have to be alert to what I already have going before running the washer/dryer, etc. Just takes a little practice, but really not much of a problem.
As to not using all of your liquid assets, I will agree. In order to pay all cash we would have had to use one of the 401k accounts and pay a much larger tax bite (like OUCH on top of our salaries at the time) or finance part and use current income at a much, much lower rate to pay off the loan. Our 401k has since done very well in the market recovery, so we are ahead of the game and if, for some reason, we need the cash, it is there.
Barb
