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Tabith20634's avatar
Tabith20634
Explorer
May 11, 2017

Some full time questions from a bunch of newbies

So my husband and I are making the leep....well starting the process anyway and we had a few questions after lots of research ( still loads more to do)

Currently, I have three random questions

the first one is we have 2 children and currently homeschool. We are registered to homeschool in MD and are required here to have 2 reviews. Our daughter has her end of year one coming up so I will ask about email/phone/video chat type reviews but how do other people do it? Are we still technically required to check in with our county in MD or since we won't be residence technically how does that work? We aren't part of a cohort or charter school we do it on our own.

the second one is kind of related to the first. But taxes how does that work? My husband has a remote job in the state we live in do we still file state taxes under that state as residences? I will, of course, consult an accountant but was just curious what your experiences were.

My third is I am sure asked a lot. Doctor visits? we have an 11 year old and a 18mth old who still need their yearly apts. Those who travel with children how do you handle when they need shots or get sick?

Sorry for all the questions we are just trying to learn as much as we can from people that are already there :) thanks so much in advance
  • Tabith20634 wrote:
    TechWriter wrote:
    Tabith20634 wrote:
    Doctor visits?

    What are you currently using for health insurance?


    United Healthcare through my husbands work which he will keep ( he is a web developer and can work from anywhere)


    Check to make sure that you can use your health plan on the road without picking up the full cost. Typically, this means a PPO plan with a nationwide health network.
  • Lwiddis wrote:
    "and being judgmental for the purpose of serving up no helpful information "

    OP was seeking validation for her vagabond lifestyle choice with minor children, one an 18 month old. A lifestyle I love for....ADULTS. Since I didn't validate OP or 2gypies now begins the name calling...troll.


    most definitely not. not even sure how you came to that conclusion. I wasn't asking for validation at all I had 3 questions about filing logistics. I am not the type to need approval especially from sad people on the internet
  • TechWriter wrote:
    Tabith20634 wrote:
    TechWriter wrote:
    Tabith20634 wrote:
    Doctor visits?

    What are you currently using for health insurance?


    United Healthcare through my husbands work which he will keep ( he is a web developer and can work from anywhere)


    Check to make sure that you can use your health plan on the road without picking up the full cost. Typically, this means a PPO plan with a nationwide health network.


    We do have a ppo. I will look into networks though. Thank you, I didn't think about that. We havent ever needed it but I figure with full time it is best to know everything I can :)
  • Tabith, a lot of fulltimers develop a practice of doing some sort of a circle travel during the year, ending up at some point in the area where they have physicians/dentists and thus get their yearly checkups, etc., done while visiting relatives and friends. We returned each year to Tyler, Tx where we had lived before retiring for a number of years until we noticed that we were spending several months in Mesa, AZ in the winter, and, at our age, it is nice to have time to get things taken care of (change of medications, etc) while we are in one place for several weeks. It is just a matter of going over what you plan to do with your travels and getting your physicians on board.

    If going back to your current area isn't in the cards, then do realize that most of the Urgent Care facilities will handle anything that comes along, and often will set up you as a returning patient if you think you will be there for several months. And check an area to see if there is a dental school nearby - good for getting cleanings done and other work if needed.

    Barb
  • Thank you, yes i think we have decided we will be back for the holidays. We are still working on hashing out all the details. Thank you all for giving us lots to think about
  • Enjoy we did it for 8 years, 2 of which with a baby and about to go back to it again this summer once the house sells.

    FL is a great state for home schooling. There are usually groups and such in the areas for socialization and class diversification. Everyone has their specialties and it helps for them to get a different teacher / style.

    Taxes you'll need to ask a CPA. Generally it is where the work is performed IIRC. So you could use your home state like FL which has no income tax. Especially if he is 1099 or otherwise self employed. If he is w2 that might create an issue depending on how the company does their payroll in the state they are located in.