State of residence for full timers
Question for the full timers out there. If you're truly full timing it and have no physical address, what is your state/county/city/township for things like voting, tax status, etc? I would think ...
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Try National Interstate for fulltimers insurance. State Farm, Prudential, Allied agents often believe they can provide appropriate service but without a homeowners policy there are big gaps. You also need to consider a separate "umbrella" policy in addition to fulltimers insurance. That is even true with National Interstate.
The main test of residency state is the "intent." Staying a long time in one State can imply intent. Although we are discussing the intricacies of this issue, I had very minimal problems in 4 years. I would still be a South Dakota resident if Dakota Post had not demanded a change of address to their new place of business. Changing addresses is a nightmare at least for me. You need to change addresses for financial institutions, credit cards, pensions, insurance companies, etc, etc. Don't forget the Federal government. There is an IRS change of address form.
DO NOT count on the Post Office to forward your mail to the new address. My physical move was delayed and weeks after I submitted a forwarding request my mail was still showing up in the old mailbox. I visited the Post Office twice and less mail was placed in the old box but it kept on happening even for 1st class mail. Be sure to check your States comptrollers office for abandoned funds. One of my financial institutions closed an account and mailed a check to my old address. When the check was not cashed they eventually turned over the money to the State. I found out after tax time when the IRS added $17000 to my income for the year.
The main test of residency state is the "intent." Staying a long time in one State can imply intent. Although we are discussing the intricacies of this issue, I had very minimal problems in 4 years. I would still be a South Dakota resident if Dakota Post had not demanded a change of address to their new place of business. Changing addresses is a nightmare at least for me. You need to change addresses for financial institutions, credit cards, pensions, insurance companies, etc, etc. Don't forget the Federal government. There is an IRS change of address form.
DO NOT count on the Post Office to forward your mail to the new address. My physical move was delayed and weeks after I submitted a forwarding request my mail was still showing up in the old mailbox. I visited the Post Office twice and less mail was placed in the old box but it kept on happening even for 1st class mail. Be sure to check your States comptrollers office for abandoned funds. One of my financial institutions closed an account and mailed a check to my old address. When the check was not cashed they eventually turned over the money to the State. I found out after tax time when the IRS added $17000 to my income for the year.
