Forum Discussion
Old-Biscuit
Dec 12, 2013Explorer III
TechWriter wrote:Old-Biscuit wrote:
What do you mean by an 'umbrella policy'?
It's liability insurance above and beyond what's covered in typical vehicle policies -- typically $1 million and up. It's insurance made to cover what other policies don't -- hence the term "umbrella".
Why have it? As a full timer, you have greater "liability" exposure because your home moves.
Also, just because a company calls what they sell "Full Time" insurance does't mean it has all the insurance you need on the road.
Thanks for the info on 'umbrella'
The FT policy that I have on 5vr is the same policy I had on S&B...same exact coverage.....slip/fall, dog bite, poke in the eye etc.
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