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caysea7254's avatar
caysea7254
Explorer
Aug 27, 2017

Using family member address?

What is the effect on a family member if we use there address for our permanent address while we fulltime? I don't want to ask my sister and her husband if it has some sort of effect. They live in fla. And we will eventually settle there,so just thinking why use mail service if they r ok with it. Thoughts please. Thanks Tara

17 Replies

  • I am an attorney, but not familiar with Florida law. Generally, Florida is real strong with Homeowner's rights, and is a contributory fault state. None of this should have any affect on your relatives, however. You will not be residing there, so Florida recognizing that as your domicile, or your previous state recognizing your new domicile may be an issue. Do not allow anyone residing in that household to drive any of your vehicles, and do not drive any of theirs. Since you are a member of that household, most insurance companies will not insure a member of the same household unless listed on the policy as a driver. Also, if a member of that household should fall getting in or out of your RV, you will not be covered under your liability insurance. Also, be sure to tell your Florida insurer about your travel plans; that you will not be residing in the household, and the vehicles will not be garaged at the household.
  • Ok thank you all! They are not low income so they don't qualify for any exemption. Just wanted to know before we asked. Thanks again, Tara
  • You need to abandon your current domicile and establish your new domicile at the relative's address. Record everything at the new address including voting, driver's licenses, vehicle registrations, local bank address, library card, etc. File your federal taxes using that address. If you get tagged for jury duty show up or request whatever exemption might be available.
  • We've met a number of full-timers who use a relative's address (kid, sibling, etc.) as their legal domicile. None of them have mentioned any issues. I'm sure there are differences among the states, though, so you might want to seek some expert advice about Florida specifically. The main aspects are drivers' licenses, vehicle registration, income taxes, voter registration, and your banking institution(s). The Escapees RV Club has a lot of information on this on their main web site.

    Rob
  • The only effect I can think of is if they would qualify for some sort of benefit based on "household income". Example would be property tax relief for seniors, low cost loans for home improvements and the like.
  • The effect is that they're now your mail service, and you'll eventually have to ask them.