Forum Discussion

Rice's avatar
Rice
Explorer III
Feb 08, 2017

Warning! Geico is NOT fulltime insurance in Texas

I just spent an hour on the phone getting a quote for fulltimer's insurance from Geico. When the agent first answered the phone and I said I wanted fulltimer RV insurance, he said I'd come to the rig...
Aridon's avatar
Aridon
Explorer
Feb 08, 2017
Rjdreyer wrote:
Add an umbrella policy for liability.



Umbrellas are "excess" policies and require underlying insurance. If you don't have coverage the limits are still required to be met before it will play a nickle.

So if it requires a 300k liability policy and you have none, you essentially have a 300k deductible.

About Full Time RVers

1,587 PostsLatest Activity: Dec 28, 2024