Warning! Geico is NOT fulltime insurance in Texas

When you own a home and have insurance on the home it generally includes liability coverage that covers you when someone gets injured in/on your property. Since you don't own a home and full time out of an RV you need that same type of coverage to protect you. Full timer liability does that. It covers you for claims from people that are injured while on, in or around your RV. Think of someone tripping and falling into your fire pit or exiting your RV and missing a step.