I have “backup plans” A, B, and C, but you know a backup plan is not about dying, because it does not matter where you die. As a combat medic during the Vietnam War and later after the military working in the healthcare field, I’ve seen a lot of people die. Where you die is not as important as how you die; because some die with a smile on their face and others die in great pain and fear.
My backup plans are for a total disability, an emotional meltdown, or financial meltdown where you may need some supportive intervention. They are the same backup plans I’d had if I lived in a sticks and bricks. I was totally blind for about 5-years and went thru more than a dozen eye surgeries to regain my eyesight. Now I’m out here fulltime RVing alone and enjoying it, but what if my surgery failed and I once again found myself without eyesight?
Every 5 to 7 years I have the implants in my eyes adjusted. My eye doctor told me once, after having surgery on one eye, that in California you can legally drive with one eye as long as it has 20/30 vision. I did that once and it was very hairy but I don’t know if I’d want to attempt that pulling a 5th wheel. I’d probably wipe out a bunch of parked cars.
Insurance policies come with a backup plan; if you have things like “vacation liability” or “personal effects replacement” in your policy. It feels great to get rid of all the clutter and I agree with what someone else said about full timers not wanting to go back to the life they had before full timing. This has been an opportunity for me to downsize my life, travel lightly, and explore the natural beauty of this country, and regardless what others think, it feels great.