Thanks Elizabeth for your reply but I think the situation has been resolved. I happened to find a place online where I could get a quote on Good Sam ESP and, when all was said and done, I was in complete shock and decided against the ESP in favor of self-insurance. I realize that the older a coach gets, the higher the rates but this coach was quoted just last year at $850 for $250 deductible ESP and that quote was to the original owner who has carried ESP since the coach was new. It is now 12 years old and I just bought it. My $500 deductible quote was for $1800 plus the tire and seals coverage which would add another $350. If I wanted to have the same $250 deductible that the previous owner had, that would cost me $3000 per year. Hence, my decision to self insure. Not a Good Sam problem but Affinity sure takes a big swipe at us on premiums for something that gets used 3-4 months a year.