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Just an update on this ordeal. I did send an appeal to Assurant claims department and it was denied. There is an obsolete, discontinued, or unavailable parts clause that allows them to deny claims. After going thru this, I would never pay for any extended warranty again. What a ripoff!
- StirCrazyDec 10, 2025Moderator
how much did you pay for the warenty, and how much would the actual ac replcment have cost you if you paid out of pocket for it and it wasn't covered?
- way2rollDec 09, 2025Trailblazer
Sorry but this is pretty consistent with what folks usually report on extended warranties. Most people just put the money they would have spent on an extended warranty in the bank and cover repairs as necessary. Extended warranty companies and the dealerships that sell them make a lot of money on them. So the gamble wins for the warranty company, not the consumer. There are usually so many clauses about what they don't cover than what they do. But hey, at least they covered the AC unit. not sure what you paid for the warranty but maybe you got close to breaking even.