wagonmaster2 wrote:
Great information to have. I always thought it was up to your insurance company to go after the at-fault driver's insurance, or the driver if uninsured. This was how mine handled it many years ago when I was rear-ended by an uninsured driver and I even got my deductible back.
That is how is is 'supposed' to work but many do not go back after the other insurance company. They just raise your rates.
Unless the not at fault insured calls the agent and starts the ball rolling.
It's far easier for these big insurance companies to do nothing else but take your deductabli money, fix your car, raise your rates.
Sound like you have an up and up insurance company!
Sadly It's a little know fact that you CAN get your deductible back if your insurance company follows thru or you make them follow thru! :C
