firefox2026_
Jan 26, 2019Explorer
hail damage and total payout
I happend to come across this forum looking at something else, but I thought it might not hurt to ask about this insurance issue.
So last year my travel trailer I had insured through Good Sam/ National general got hail damaged. Then national decided to total it because of the amount of damage. I decided to keep the money and not repair it because it wasn't causing any real problems other than just how it looks. I was told that in Colorado there is no salvage title required for hail damage and I did not receive a salvage title of any sort from the agent who did the total process.
Anyway, I asked national if I could still get coverage in some manor. I assumed they would at least put a rider on the insurance that they won't cover any more hail damage or at a lower value etc. However I seemed to get the run-around with them saying they won't re-new the insurance after the policy comes up in I think May.
I looked around on the internet and it sounded like some insurance companies will insure with the hail damage at the lesser value of what it is worth. So is there anyway I can do this through Good Sam? or am I just going to have to shop around?
So last year my travel trailer I had insured through Good Sam/ National general got hail damaged. Then national decided to total it because of the amount of damage. I decided to keep the money and not repair it because it wasn't causing any real problems other than just how it looks. I was told that in Colorado there is no salvage title required for hail damage and I did not receive a salvage title of any sort from the agent who did the total process.
Anyway, I asked national if I could still get coverage in some manor. I assumed they would at least put a rider on the insurance that they won't cover any more hail damage or at a lower value etc. However I seemed to get the run-around with them saying they won't re-new the insurance after the policy comes up in I think May.
I looked around on the internet and it sounded like some insurance companies will insure with the hail damage at the lesser value of what it is worth. So is there anyway I can do this through Good Sam? or am I just going to have to shop around?