Insurance for Fulltimers
Is insurance for full timers more expensive. We have had Good Sam insurance for sometime and never notified them when we went fulltime.
Forum Discussion
Yes, its normally more expensive because a true "Fulltimers" policy is a combination of vehicle & homeowner coverages. When you no longer have a S&B homeowners policy, you are missing the personal liability coverage. As a Fulltimer, you also normally want a much higher "contents" coverage limit, than allowed in a typical vehicle policy.
When you applied for and accepted your previous normal RV policy, one of the conditions of that policy was that you do not live in the RV more than 5 months a year. If you now live in it fulltime and haven't notified the insur company, technically you're in violation of the policy terms.
When you applied for and accepted your previous normal RV policy, one of the conditions of that policy was that you do not live in the RV more than 5 months a year. If you now live in it fulltime and haven't notified the insur company, technically you're in violation of the policy terms.
roachcoach wrote:
Is insurance for full timers more expensive. We have had Good Sam insurance for sometime and never notified them when we went fulltime.
