Gotta Update!
Got ahold of a very pleasant gentleman this morning on the phone. Explained that I hadn't received any renewal notices and my insurance had ended three days ago
Apparently when I signed up for the insurance a year ago over the phone I was opted for paperless billing (wasn't aware of this) and they had an incorrect email on file. He rescinded the cancellation, and didn't charge a reinstating fee since there was a mixup.
So I am back in the land of the insured and everything is peachy again. They now have my correct email address so hopefully this won't reoccur in the future. The best part is the premium did increase from last year, but only by 6 bucks.