Renewal Rates - Holy Smokes!!!

Madmartigan wrote:
I've been a GSRSA member for 7 years and I think I've used it once when my sedan had a blow out and I needed a tow. I've usually renewed at 3 year intervals and I just got my renew early get a discount email. The renewal price was $323.87 (normally $389.85) for 3 years. I pulled up my credit card statement from my last renewal in 2016 and I paid $239.85! WITH the discount, they jacked the price up by 35%!!! That is unreal. This money grab has me reconsidering renewing and I'm curious what other members thoughts are, have you gone to other providers? At these rates, it almost makes more financial sense to self-insure as it were.

My dad has had GSRSA for years longer than I have and when he went to use them a couple years ago, his experience was a nightmare. The value proposition just isn't there.

I also find it very telling that the admin closes all of the forum posts in here after only a very short time due to "inactivity." Smacks of trying to hide something.

Why did you keep them if your dad had a nightmare experience a few years ago? Seems like that would be the impetus to find a different option.
I could self insure for a lot of risks, but I don't. I could easily afford to replace my vehicles but still carry collision and comprehensive coverage. I would much rather pay $1000 a year for 30 years and never have a claim than have to pull out $50,000 because I got a bit lazy and left the pickup outside in a storm and it got crushed by a falling tree. In roadside assistance, I am sure the costs of service has extreme variations depending upon location, situation and type of vehicle being assisted. If you have a Class B with a flat near a town or city it is probably a low cost call.
If your Class A diesel pusher towing a car hauler has the engine seize in the middle of nowhere, the tow is going to be very expensive. Insurance is always a net loser for the entire insured pool, but you aren't insuring the pool, you are only insuring yourself. There is a cost to mitigating risk, and for roadside assistance cost is the premiums. Only you and your personal situation will tell if it is a good or bad decision.
As for closing threads, if it hasn't been active for a few days, what difference does it make if it gets closed? I suspect they close threads relating to Good Sam business entities because they monitor and respond to questions and comments, just like they promise. Closing threads that have become inactive give them many fewer threads to monitor, saving employee time. The fact they let them run at all, and only close and not delete them entirely, to me is proof they are not trying to hide.