TT storage out of state of residence
We live in Arizona and are purchasing a new TT in Oklahoma with the intention of leaving it there when not in use. We go to Oklahoma two to three times a year and don’t want to tow across country ever...
Forum Discussion
Two issues. First registration. It will vary by locality, at least by state. Alabama requires vehicles purchased out of state to be physically inspected at a DMV site to verify the VIN before it can be registered. I'm pretty sure this applies to trailers as well as motor vehicles. Other states may or may not have similar or different provisions that would present a problem. As wildtoad noted Oklahoma might also have an issue with the registration. If it stays in OK full time, they probably want their taxes on it. This would probably be a difficult issue for them to identify though unless it sits with expired tags for long periods of time.
With regards to insurance, it will depend on your insurance carrier. I don't think the DMV in either location will care about your trailer insurance. In most situations, the liability portion, which is what the DMV cares about, is covered by the Tow Vehicle's policy. The trailer insurance usually covers damage to the trailer and its contents. Most carriers will ask where it will be stored and it could be an issue that its stored in a different state and only seen by you a couple of times a year. It could increase rates or prevent them from offering coverage, but it might not.
Where it is being stored could also be an issue. For instance, they may or may not see it more favorably if the unit is stored in a secure facility vs unsupervised lot. Will anyone notice / report damage if it occurs before it causes more damage? For instance if someone broke a window out would it sit exposed to the weather for 3-6 months before you return?
With regards to insurance, it will depend on your insurance carrier. I don't think the DMV in either location will care about your trailer insurance. In most situations, the liability portion, which is what the DMV cares about, is covered by the Tow Vehicle's policy. The trailer insurance usually covers damage to the trailer and its contents. Most carriers will ask where it will be stored and it could be an issue that its stored in a different state and only seen by you a couple of times a year. It could increase rates or prevent them from offering coverage, but it might not.
Where it is being stored could also be an issue. For instance, they may or may not see it more favorably if the unit is stored in a secure facility vs unsupervised lot. Will anyone notice / report damage if it occurs before it causes more damage? For instance if someone broke a window out would it sit exposed to the weather for 3-6 months before you return?
